Contactless payments send a modified card's Track II to the PIN Pad with an RFID chip. To the POS application the information simply looks like a card swipe however special processing is required by the processor to ensure that the modified Track II information is legitimate.

Contactless payments have names by the card brands:

• (NFC) Near Field Communication (Smartphones)
• Applepay
• paywave (Visa)
• ExpressPay (American Express)
• PayPass (MasterCard)

• Equinox L5300
• VeriFone mx915

Please contact your merchant services provider to ensure your account is setup to accept contactless payments. The following processors may support contactless payments

• Mercury Payments (US)
• Chase Paymentech (US)
• Elavon Host
• FDMS Buypass, Cardnet, Nashville/Envoy
• Global Payments (US)
• Worldpay (Visa,MC only)
• TSYS
• Vantiv